Vehicle Finance
Download Application
Download the personal vehicle finance application form to complete offline.
Online Application
The online vehicle finance application will take you around 10 minutes to complete. You can save and continue the application at any time.
Direct Support
Complete a short contact form and one of our trained consultant will call you.
Vehicle Refinance
PDF Application
Download the personal vehicle finance application form to complete offline.
Online Application
The online vehicle finance application will take you around 10 minutes to complete. You can save and continue the application at any time.
Direct Support
Complete a short contact form and one of our trained consultant will contact you.
How can you benefit from refinancing your car?
The Benefits of Car Refinance
You can lower your monthly instalments by extending your credit or apply for a reduced interest rate on your current vehicle finance.
If your car is worth more than what you currently owe, you can get a cash benefit.
Don't accept high-interest rates, there could be a chance that you can qualify for a lower rate.
You may be able to receive a slight break (up to 2 months) from paying your installments.
From Start to Final Approval
The Process
Applying for car finance or refinance may seem like a difficult process, but we’ve got you sorted with our step-by-step finance application system. We will support, assist and communicate with you throughout the application process.
01
Pre-Approval
03
Car Sourcing (if requred)
View and Test Drive
04
Accept & Deliver or Collect
REQUIRED DOCUMENTS
A copy of the following supporting documents will be required for validation and final approval
ID & Drivers
A Copy of your valid driver's licence and Identification Document
Proof of income
A Clear copy of your latest 3 months payslips.
Latest 6 months bank statements if self-employed.
Proof of address
Bank statements
Latest 3 months bank statements.
Other Vehicle Finace Questions You Might Have
Frequently Asked Questions
- The value of the vehicle is not less than R100 000
- The vehicle is not older than 10 years.
- You are not listed for bad debt.
- The vehicle is roadworthy, has not been rebuilt (Code 3) and is not a “Stolen and Recovered” vehicle.
As per legislation, you do not need a deposit. However, this will depend on your financial situation.
Yes, most financial institutions won’t give you a car loan if you don’t have comprehensive car cover.
A variable interest rate can go up or down depending on the prime market rate, which is determined by the actions of the South African Reserve Bank.
A fixed rate means your rate is fixed regardless of market changes.
- Your personal information will be kept strictly confidential.
- The finance is done through a major South African financial institution.
- We handle all the registration documents and transfers for you.
- You sign the final paperwork only once you are comfortable with the terms of the finance agreement.